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Theo đơn vị nghiên cứu này, người mua nhà ở Tp.HCM và Hà Nội có hồ sơ khá tương đồng. Người mua ở thực có xu hướng chiếm đa số trong phân khúc hạng C, trong khi đó hạng B thu hút các khách hàng có nhu cầu nâng cấp nhà ở và các nhà đầu tư mua để cho thuê. Trong khi đó, phần lớn người mua căn hộ hạng A là nhà đầu tư dài hạn.

</p> <p>Theo Savills, tỷ lệ người mua nhà có nhu cầu sử dụng thật cao phản ánh sự phát triển lành mạnh của thị trường. Hiện nay nguồn vốn mua nhà chủ yếu đến từ vốn chủ sở hữu bởi lãi suất cho vay tương đối cao và việc vay thế chấp nhà chỉ đáp ứng khả năng chi trả của một bộ phận nhỏ người mua. Hiện Chính phủ Việt Nam đang tiếp tục kiểm soát tăng trưởng tín dụng thông qua nhiều chính sách tiền tệ.</p> <p>Triển vọng kinh tế khả quan, mức FDI cao và các chính sách tiền tệ phù hợp tạo cơ sở niềm tin rằng thị trường BĐS Việt Nam sẽ tiếp tục phát triển. “ Nguồn cung dự kiến sẽ tăng ở các thành phố chính để đáp ứng nhu cầu của thị trường. Đến năm 2020, phần lớn nguồn cung ở TP.HCM sẽ rơi vào phân khúc hạng C; còn hạng B dự kiến sẽ tiếp tục dẫn dắt thị trường Hà Nội”, báo cáo Savills chỉ ra và dự báo.</p> <p>Đơn vị này cho rằng, hai thành phố lớn Hà Nội và Tp.HCM hiện đang trong quá trình tích cực chuyển mình với lượng FDI lớn và các luồng vốn đầu tư mới. Động lực phát triển của thị trường nhà ở đến từ cơ cấu dân số vàng, những thay đổi liên tục về cấu trúc và triển vọng kinh tế khả quan.</p> <p>Với vai trò là trung tâm kinh tế của Việt Nam, TP.HCM và Hà Nội góp phần đáng kể vào tăng trưởng tài chính cũng như tình hình hoạt động của thị trường BĐS cả nước.</p> <p>Hai thành phố này có lượng dân cư chiếm 17% tổng dân số quốc gia và tốc độ đô thi hóa cao nhất trong các nước ASEAN. Tốc độ tăng trưởng dân số mạnh tại các khu vực đô thị đã tạo ra nguồn cầu lớn cho các dự án nhà ở mới, đồng thời việc quy mô hộ gia đình ngày càng giảm kết hợp với số lượng hộ gia đình một người thúc đẩy việc hình thành các hộ gia đình mới. 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